Effective date: April 16, 2026
Brand: The Capitalista
Legal entity: Roshed Coaching LLC (“The Capitalista,” “we,” “us,” “our”)
Website: www.thecapitalista.com
These Terms of Service (“Terms”) govern your access to and use of The Capitalista website and services, including any dashboards, reports, scenario tools, alerts, meetings, and support (collectively, the “Services”). By creating an account, subscribing, uploading content, or using the Services, you agree to these Terms.
If you do not agree, do not use the Services.
“The Capitalista” is a brand operated by Roshed Coaching LLC.
You must be at least 18 years old and able to form a binding contract to use the Services.
You agree to:
You are responsible for all activity that occurs under your account.
The Services are offered in subscription plans described on our pricing page and/or order form at the time of purchase. Plan features, meeting cadence, dashboards, and support response targets differ by plan.
We may update, modify, or discontinue parts of the Services from time to time. If a change materially reduces your paid features, we will provide reasonable notice.
Your paid subscription terms—including automatic renewal, billing frequency, cancellation, refunds (if any), and trial terms—are governed by our Subscription Terms & Cancellation Policy, which is incorporated into these Terms by reference.
“Customer Content” means any files, documents, data, text, and materials you upload, transmit, store, or generate through the Services (including financial statements, bank statements, invoices, bills, exports, notes, and scenario inputs).
You retain ownership of your Customer Content.
You grant The Capitalista a limited, non-exclusive, worldwide license to host, store, reproduce, process, transmit, and display Customer Content only as necessary to:
You represent and warrant that:
If your Customer Content includes information about other people (employees, customers, vendors), you are responsible for providing any notices and obtaining any consents required by law.
We will treat Customer Content as confidential and use it only to provide the Services, subject to our Privacy Policy and any separate written agreements you have with us (such as a DPA, if executed).
You agree not to:
We may suspend or terminate access for violations of this section.
The Capitalista provides dashboards, analyses, scenario tools, alerts, and operational finance guidance.
We are not your CPA, auditor, attorney, broker, or investment adviser. The Services do not constitute legal, tax, accounting, or investment advice. You are responsible for:
You should consult qualified professionals (CPA/attorney) for legal, tax, or regulatory advice.
Financial performance depends on many factors outside our control. We do not guarantee that you will achieve any specific results, savings, profitability, fundraising outcome, or business performance.
The Services, including all software, templates, workflows, dashboards, designs, and content we provide (excluding your Customer Content) are owned by The Capitalista and/or its licensors and are protected by intellectual property laws.
We grant you a limited, non-transferable, non-exclusive license to access and use the Services for your internal business purposes during your subscription term, subject to these Terms.
If you provide feedback or suggestions, you grant us the right to use them without restriction or compensation.
The Services may integrate with or link to third-party tools (e.g., payment providers, integrations you choose). We are not responsible for third-party services, and your use of them is governed by their terms and policies.
You may cancel your subscription at any time as described in the Subscription Terms.
We may suspend or terminate your access if:
If we suspend the Services, we will make reasonable efforts to notify you and restore access when the issue is resolved (where appropriate).
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Services will be uninterrupted, error-free, or that any outputs will be accurate in all circumstances (especially where inputs are incomplete or inaccurate).
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
Some jurisdictions do not allow certain limitations, so these limits may not apply to you to the extent prohibited by law.
You agree to indemnify and hold harmless The Capitalista from claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from:
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS AND PROVIDES THAT MOST DISPUTES MUST BE RESOLVED BY BINDING ARBITRATION AND NOT IN COURT.
Before either party files a claim against the other, both parties agree to try to resolve the dispute informally. You must send a written notice of the dispute to privacy@thecapitalista.com and include: (a) your name, (b) the email associated with your account, (c) a description of the dispute, and (d) the relief you seek.
We will contact you at the email address associated with your account. If we cannot resolve the dispute within 30 days of receiving your notice, either party may proceed as described below.
Except as stated in Section 16.3, you and The Capitalista agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services (each, a “Dispute”) will be resolved by binding arbitration administered by JAMS under its applicable rules then in effect, except that this arbitration agreement is governed by the Federal Arbitration Act (FAA).
Arbitration means an independent arbitrator, not a judge or jury, will decide the Dispute, and court review is limited.
Either party may:
The arbitration will be conducted:
The arbitrator may award any relief that a court could award, but only to the extent necessary to resolve the individual Dispute.
Payment of arbitration fees will be governed by JAMS rules. If you can demonstrate that the costs of arbitration are prohibitive compared to court, we will consider in good faith reasonable fee arrangements (such as paying or reimbursing certain filing fees) as permitted by JAMS rules and applicable law.
Each party will bear its own attorneys’ fees and costs unless the arbitrator awards otherwise under applicable law.
YOU AND THE CAPITALISTA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.
The arbitrator may not consolidate claims or preside over any form of class or representative proceeding.
To the extent any Dispute is not subject to arbitration, you and The Capitalista waive the right to a jury trial.
You may opt out of this arbitration agreement by sending an email to privacy@thecapitalista.com within 30 days of the date you first accept these Terms.
Your opt-out notice must include: (a) your name, (b) the email address associated with your account, and (c) a clear statement that you want to opt out of arbitration. If you opt out, neither party will be bound by this arbitration agreement.
If any part of this Section 16 is found unenforceable, the unenforceable provision will be severed and the remainder will remain in effect. However, if the Class Action Waiver (Section 16.6) is found unenforceable, then the entire arbitration agreement will be null and void to the extent required by law.
We may update these Terms from time to time. We will post the updated Terms with a new effective date. If changes are material, we will provide additional notice (e.g., in-product or by email). Your continued use after the effective date means you accept the updated Terms.
Support: support@thecapitalista.com
Privacy: privacy@thecapitalista.com
Roshed Coaching LLC
Address: X